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“When I was at my most desperate, the Salvos gave me hope and allowed me to think I’m still important.” — 60-year-old woman from Victoria “The Salvos have made a tremendous difference in my life — the food assistance I received as well as the emotional support has lifted my spirits. “The Salvos made me feel a sense of community and support. Take our 1-minute online casinos quiz to work out which Salvation Army financial assistance service is right for you. Avoid costly cash loans and buy now pay later schemes. When life throws an unexpected expense at you, our affordable loans may be the answer.

This may be a voucher that can be used for food, fuel, or other practical needs, or we may refer you to other services for casework, financial counselling, or other practical or emotional support. We can help you get your financial stress and money problems under control. Offer only available to new credit cards accounts. Offer available in respect of balances transferred from non-Summerland credit card accounts issued in Australia only. Full details available on application, in the Detailed Credit Card Product Guide and at summerland.com.au.

The interest rate is variable and subject to change. Lending criteria apply. Conditions, fees and charges apply. Conditions, fees, and eligibility criteria may apply, see us for details.

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Select ‘National Name and Fingerprint Records search’ (now known as a National Police and Fingerprint Records Check) as the type of check required in Section A. As a result of the check you will receive a National Police Certificate via post in line with National Police Check processing times. Have that person sign and date each copy of your proof of identity documents (worth 100 ID points) and the application form.

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Loan reverts to applicable variable rate on maturity of the fixed period. At Summerland Bank, we leave no stone unturned to ensure that your money is both easy for you to access and well protected. So, come on in and experience good old-fashioned customer service, with all the bells and whistles of a modern bank, and see what makes banking with us truly special. At Summerland Bank, we believe in a friendly, personalised kind of banking.

A credit card that really does live up to its name, turn every swipe into an opportunity with a Summerland Bank Rewards Credit Card. Lets you use the value of your home for a personal loan at a reduced rate. Whether you’re just starting out on your financial journey, or you’re looking to take your banking to the next level, choose the account that’s right for you. A fixed rate loan to give you certainty and peace of mind. A simple loan with redraw and a low ongoing rate. With a basic home loan, no fuss application.

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• The comparison rate is based on a secured loan of $10,000 over 3 years.
• Conditions, fees and charges apply.
• Find an appropriate witness to certify a copy of your identification documents (refer to the application form for a list).
• That’s why, in addition to online and phone banking services, we also have a number of local and accessible branches across the Northern Rivers NSW and South East Queensland.

With branches throughout the Northern Rivers NSW and South East Queensland, we offer good old-fashioned customer service with all the bells and whistles of a modern bank. Because in a world that seems to be increasingly focused on helping yourself, we will never stop helping others, and supporting our local community. Joining a local and customer-owned bank like Summerland has never been easier, nor more important. Featuring generous redraw options and a low ongoing interest rate. No matter your needs, Summerland Bank offers a range of competitive, flexible, and low interest loans designed to help you reach your potential. At Summerland Bank, we offer a wide range of innovative personal banking services tailored to your needs.

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It’s about being able to provide a braver banking alternative and protecting our natural heritage long into the future. Founded on a belief in the power of the collective, we pride ourselves on always being there to support our community, in both the good times and the challenging ones. Whether it’s your first-ever account or you’re looking for a fresh start away from the ‘bigger guys’, we can get you up and running in minutes – online, over the phone, or in a local branch.

Sign and date the application form in front of that same person. Find an appropriate witness to certify a copy of your identification documents (refer to the application form for a list). Upon completion of your online National Police Check you will receive a National Police Certificate (PDF) via email. To apply for a National Police Check you will need to provide three identity documents, including one photo ID.

We recommend that you allow sufficient time for processing and return by post before enquiring about your application. If you’re going to work or volunteer interstate, you must apply for a National Police Check from that state or territory. If you live overseas or need temporary or permanent residency or citizenship, you must apply for a National Police Check via the Australian Federal Police. As a result of the check, you will receive a National Police Certificate via post in line with National Police Check processing times.

Our aim is to ensure you feel heard, cared for, respected, and supported to meet your needs.Looking for Christmas food and gift support? If debt is building up, you’re having trouble paying your rent, buying food for your family or simply feeling overwhelmed by your financial situation — help is available. Or we may make a financial mistake and not know how to recover. We pay our respects to elders past, present and emerging, and acknowledge the ongoing connection that Aboriginal and Torres Strait Islander peoples have with Australia’s land and waters. Our help & support section has calculators, FAQs, system status and more. Minimum monthly payments apply during the interest free period.